Founded in 2000, Kwiksure is a leading motorcycle insurance broker in Hong Kong comparing third-party and comprehensive motorcycle insurance plan quotes from over 60 insurers in Hong Kong. As a broker, we always prioritize the interests of our customers as we guide you towards securing the best plan based on your budget, driving experience, and individual needs.
In Hong Kong, it is a legal requirement to secure motorcycle insurance before hitting the road. It is therefore highly recommended that you talk to an insurance advisor, as every plan has different coverage limits and options. High-value motorcycles that are left parked on the road may become an easy target for vehicle theft, so securing a policy that also covers you in the event that your vehicle gets stolen would be beneficial.
To insure your motorcycle, your options are either Third Party coverage, or Comprehensive Insurance for more extensive coverage. One thing to be aware of is that some insurance companies do not provide comprehensive insurance for motor vehicles with smaller engines, such as mopeds, so it is important to shop around.
NCDs, aka No Claims Discounts, is a premium discount offered to policyholders for every year of driving claims-free. It is a very important discount. It is an important discount for drivers as 30% of the premium is not a small amount. However, it is worth pointing out that the NCD for motor insurance and the NCD for motorcycle insurance is not transferable. In addition, the NCD cap for motorcycles is only 30% (as it is for commercial vehicles), while the NCD cap for private cars is 60%.
Year of claims-free driving
Motorcycle No Claims Discounts (NCDs)
Enter the details of the car driver and the vehicle on our online platform. You should receive an instant quote, or a quote via phone or email on the next working day.
After entering the information of the insured and adding named driver(s) (if any), you can proceed with the payment. Normally, you should receive a cover note within half an hour at the earliest, provided you have submitted all necessary documents and made the payment.
You will be required to provide additional information within 15 days from the policy start date. We will send the official policy to you once we have verified the information.
# The above information is for reference only. The actual scope of coverage and exclusions are listed in the policy. Please read the terms and conditions of the policy before purchasing any insurance product. In case of any discrepancy, the terms and conditions of the policy shall prevail.
Comprehensive motorcycle insurance provides more extensive coverage than a third party or a third party fire and theft policy. With comprehensive insurance, on top of being covered for damages to third parties, motorcyclists will also be covered for personal injuries and claim for loss or damage to their own vehicle in the event of an accident.
Third-party motorcycle insurance ensures that you are insured against liability for property damage or bodily injury to third parties in the event of an accident, but does not cover the driver or their motorcycle. It is important to note that some motorbike insurance plans will have a lower coverage limit than car insurance plans.