Domestic Helper Insurance

Domestic helpers are often vital members of a household and obtaining a quality, and comprehensive domestic helper insurance policy is the best way to ensure that all parties have adequate coverage.

Domestic helper insurance is required by law and serves to cover the basic legal liability of the employer, as well as protect domestic helpers against the cost of injuries, accidents or illnesses that occur as a result of their employment. Many insurance companies offer domestic helper insurance as part of an 'umbrella policy' that will extend the coverage beyond the protection required by law.

The most common coverages of domestic helper insurance include:

Employer’s Liability

Employer’s Liability
Protect the employer against liabilities when the domestic worker sustain bodily injury by accident or disease arising out of and in the course of employment

Personal Accident

Personal Accident
Cover your domestic helper during rest days in Hong Kong for accidental death or permanent disablement

Hospitalization & Surgical Expenses

Hospitalization & Surgical Expenses
Cover the surgical fees and operating theatre charges when your domestic helper is staying in a hospital

Outpatient Benefits

Outpatient Benefits
Provide network outpatient benefits to your domestic helper at designated panel doctors

Repatriation Expenses

Repatriation Expenses
Protect the employer against the liability to repatriate the domestic worker back to his/her country of origin in the event of death or certified medical unfitness for continuous employment

Replacement Expenses

Replacement Expenses
Cover the expense required to employ a replacement helper when your domestic helper is repatriated due to accident, death or serious injury

Domestic Helper Liability

Domestic Helper Liability
Cover the legal liability in the event of his/her negligence causing third-party bodily injury or property damage

Fidelity Protection

Fidelity Protection
Cover the loss caused by dishonest acts committed by the domestic helper

 

Kwiksure can offer a range of domestic helper insurance policies and can help you to find the plan that best suits your needs. For more information, or to receive a free quote, please contact one of our dedicated advisers today.

 

Domestic Helper Insurance Information

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Claims Center

Claim Forms

Claim Forms

Domestic helper insurance claim forms can be viewed, downloaded, and printed from here.

Get a Quote From Kwiksure

Looking for the best domestic helper insurance? Kwiksure has a range of insurance plans available to protect your most prized possessions.