Domestic Helper Insurance

Employer’s Liability
Protect the employer against liabilities when the domestic worker sustain bodily injury by accident or disease arising out of and in the course of employment

Personal Accident
Cover your domestic helper during rest days in Hong Kong for accidental death or permanent disablement

Hospitalization & Surgical Expenses
Cover the surgical fees and operating theatre charges when your domestic helper is staying in a hospital

Outpatient Benefits
Provide network outpatient benefits to your domestic helper at designated panel doctors

Repatriation Expenses
Protect the employer against the liability to repatriate the domestic worker back to his/her country of origin in the event of death or certified medical unfitness for continuous employment

Replacement Expenses
Cover the expense required to employ a replacement helper when your domestic helper is repatriated due to accident, death or serious injury

Domestic Helper Liability
Cover the legal liability in the event of his/her negligence causing third-party bodily injury or property damage

Fidelity Protection
Cover the loss caused by dishonest acts committed by the domestic helper