As its name suggests, the Hong Kong-Zhuhai-Macao Bridge spans across three jurisdictions. Hence, drivers who need to use this mega link will have to meet the respective jurisdictions' third-party motor insurance requirements.
As Hong Kong’s most established motor insurance broker, Kwiksure offers motor insurance for crossing the HZMB. No matter where your destination is, we can offer motor insurance that best suits your needs with a simplified purchasing process.
|To China (Zhuhai)||
|Minimum legal coverage for third party insurance|
|Hong Kong’s third-party motor insurance||HKD $100 million|
|China’s compulsory traffic accident liability insurance for motor vehicles||
RMB ¥200,000 (Coverage with liability)
|Macao’s third-party liability insurance||MOP $1.5 million (depending on the vehicle type)|
Comprehensive motorcycle insurance provides more extensive coverage than a third party or a third party fire and theft policy. With comprehensive insurance, on top of being covered for damages to third parties, motorcyclists will also be covered for personal injuries and claim for loss or damage to their own vehicle in the event of an accident.
Third-party motorcycle insurance ensures that you are insured against liability for property damage or bodily injury to third parties in the event of an accident, but does not cover the driver or their motorcycle. It is important to note that some motorbike insurance plans will have a lower coverage limit than car insurance plans.