3 Reasons You Need Golf Insurance This Summer

Golfing accidents can be hilarious, here’s proof. But accidents can also be very serious -- and costly. And while everyone looks forward to getting out for 18 holes while the sun is shining and the weather is warm, the fact is that summer weather can be a major threat to health, and one that takes down far more golfers than a stray ball. To protect yourself against any potentially problems that could ruin your favorite pastime, consider these three important reasons you need golf insurance this summer.

Personal Injury

While non-players may claim that golf is the domain of old codgers who are just too stiff and worn out to stick with a more intense sport, the reality is this couldn’t be farther from the truth. Just look at how the sport’s greatest figures and strongest drivers are young, athletic and fit. Golf is a very physical sport, requiring a combination of concentration, control, and power. When any one of these elements slips even for a second the shot is blown, at best. At worst, the player suffers injuries that include pulled muscles, torn ligaments, injured tendons and even slipped joints.

Golf insurance can cover any golfing injury, including the above, plus slips, trips, falls and more. And golf insurance coverage comes with low policy premiums, so you can easily take advantage of its benefits while avoiding an unnecessary additional claim against your personal health insurance policy. Plus, any injuries that the policyholder unintentionally inflicts on a bystander or fellow player will be covered too, including diagnostics, medical treatment, and even hospitalization.

Property Damage

Even the most seasoned golfer hooks a shot from time to time. Playing from the rough is bad enough, but when the ball is sitting on the dining room table of a fairway-side resident’s home or lodged in the windscreen of a car in the parking lot, there will be a bigger penalty than just taking an extra stroke. Thankfully, golf insurance will cover cost of repairs or replacement of any property damages caused by an errant ball or any other play-related incident.

Theft

Clubs and equipment mean different things to different people. Some change them out like they change socks, while others keep them as they would treasured family heirlooms. No matter how old or new the stuff is, having your equipment lost or stolen is a hassle that can ruin a long-awaited golf vacation. Fortunately, golf insurance will save the day by covering costs for replacement and will get the player out on the course and playing faster, and without a major financial loss.

Bonus! Hole-In-One Insurance

Nailing that coveted hole-in-one can be a story of a lifetime, and should be celebrated. Nevertheless, nobody should have to worry about the bar tab after buying a round of drinks for their golf party afterwards, no matter how high priced the clubhouse lounge may be.

With golf insurance you can pick up the tab and have the cost reimbursed to you as a coverage benefit, and your friends never have to know. How’s that for a reward!

Best of all, golf insurance is very affordable: starting at just a few dollars a month, depending on your needs. For complete coverage details and to discuss your options contact Kwiksure today to speak with a knowledgeable advisor who will happily answer all your questions and make suggestions on the best golf insurance policy for you.