Maid Insurance

Domestic helpers are often vital members of a household and obtaining a quality, and comprehensive maid insurance policy is the best way to ensure that all parties have adequate coverage.

Maid insurance is required by law and serves to cover the basic legal liability of the employer, as well as protect domestic helpers against the cost of injuries, accidents or illnesses that occur as a result of their employment. Many insurance companies offer maid insurance as part of an 'umbrella policy' that will extend the coverage beyond the protection required by law.

The most common coverages of maid insurance include:

  • Employer’s Liability

Protect the employer against liabilities when the domestic worker sustain bodily injury by accident or disease arising out of and in the course of employment

  • Personal Accident

Cover your domestic helper during rest days in Hong Kong for accidental death or permanent disablement

  • Hospitalization & Surgical Expenses

Cover the surgical fees and operating theatre charges when your domestic helper is staying in a hospital

  • Outpatient Benefits

Provide network outpatient benefits to your domestic helper at designated panel doctors

  • Repatriation Expenses

Protect the employer against the liability to repatriate the domestic worker back to his/her country of origin in the event of death or certified medical unfitness for continuous employment

  • Replacement Expenses

Cover the expense required to employ a replacement helper when your domestic helper is repatriated due to accident, death or serious injury

  • Domestic Helper Liability

Cover the legal liability in the event of his/her negligence causing third-party bodily injury or property damage

  • Fidelity Protection

Cover the loss caused by dishonest acts committed by the domestic helper

Kwiksure can offer a range of maid insurance policies and can help you to find the plan that best suits your needs. For more information, or to receive a free quote, please contact one of our dedicated advisers today.

Claims Center

Claim Forms

Claim Forms

Maid insurance claim forms can be viewed, downloaded, and printed from here.

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Looking for the best maid insurance? Kwiksure has a range of insurance plans available to protect your most prized possessions.