Travel Insurance Policy Detail
You can expect to receive the very highest levels of travel coverage possible in the HKSAR insurance market from a travel insurance policy provided by IHI-BUPA. Our plans also give you worldwide coverage, ensuring that you have the most comprehensive protection possible across the globe.
Benefits under an IHI-BUPA Travel Health Insurance policy include the following:
| Coverage Benefit | Coverage Limit (US$) |
| Maximum Cover Per Person Per Trip | Unlimited |
| In-Patient Hospitalization Treatment | 100% of the cost |
| In-Patient Hospitalization Treatment | 100% of the cost |
| Out-Patient Treatment | 100% of the cost |
| Prescribed Medicines and Drugs | 100% of the cost |
| Ambulance Transportation | 100% of the cost |
| Emergency Medical Evacuations | 100% of the cost |
| Compassionate Emergency Repatriation | 100% of the cost |
| Nex of Kin Accompanient | 100% of the cost |
| Board, Lodging and Transport for Next of Kin | US$ 300 per person per day |
| Prescribed Physiotherapist Treatment | US$ 2,500 per person per trip |
| Provisional Pain Stilling Dental Treatment | US$ 200 per person per trip |
The above list is only a glimpse of the vast number of coverage benefits from an IHI-BUPA travel medical plan.
The plan allows you to buy extra non-medical coverage affording you all rounded coverage during your travels abroad.
Opting for add non-medical coverage on top of your IHI-BUPA travel insurance will give you the following benefits:
| Coverage Benefit | Coverage Limit (US$) |
| Personal Accident: Death and Disability | US$ 75,000 per person per trip |
| Baggage: Theft, Loss, or Accidental Damage | US$ 2,000 per person per trip |
| Theft of Passport and/or Money | US$ 200 per person per trip |
| Baggage Delay | US$ 500 per person per trip |
| Personal Liability; Property Damage | US$ 500,000 per person per trip |
| Person Liability: Bodily Injury | US$ 1,000,000 per person per trip |
| Fight Delay | US$ 100 per day, Maximum US$ 500 |
| Hospital Daily Benefit | US$ 50 per day, Maximum US$ 2,000 |
| Security and Legal Assistance | US$ 10,000 per person per trip |
The combination of comprehensive medical coverage with non-medical coverage option under the IHI-BUPA HK Travel Insurance policy grants you access to the highest standard of coverage available on a global basis. Therefore, you can be assured of the very best medical care possible.
Travel Insurance Premiums
Your travel insurance premium will be based on your age or the age of all the members of the family together with the duration of the planned trip in question. It is important to be aware that travel plans are time restricted, so you must ensure that you state the right information in relation to the length of your stay. For example if your travel medical policy expires while you are on trip abroad, you will not be covered for the days after the expiration date.
Your departure date from Hong Kong and your arrival date back in Hong Kong are treated as “travel days” under the travel policy, therefore please count them in the total length of your trip.
You can opt for annual travel insurance which will come with a basic premium. Taking out annual cover allows you to receive coverage for multiple trips in and out of Hong Kong during the course of the whole year; however, each trip can only be up to a maximum of 30 days in duration.