Fire insurance covers any fire related damage to the physical structure of your home.
This type of policy protects your residential house or apartment's structure, and will provide you with an indemnity in the event of a loss. When obtaining a Fire insurance policy it is possible to extend the coverage to include a number of other perils apart from fires, in this case the plan becomes an 'Extra Perils' policy.
Extra perils can include falling objects (including aircraft), lightning, earthquakes, landslips and subsidence, typhoons, windstorms, floods, and explosions. An extra perils policy will give you the assurance that you have the protection that you need and ensure that your home will always be safe. If you would like to obtain a Fire or Extra Perils insurance policy for your home, please talk to one of our expert advisers today.