What does fire insurance cover?

This type of policy protects your residential house or apartment's structure, and will provide you with indemnity in the event of a loss. When obtaining a fire insurance policy, it is possible to extend the coverage to include a number of other perils in addition to fire; in this case, the plan becomes an 'extra perils' policy.

Extra perils can include falling objects (including aircraft), lightning, earthquakes, landslides and subsidence, typhoons, floods, and explosions. An extra perils policy will give you the assurance that you have the protection that you need, and ensure that your home will always be safe. If you would like to obtain a fire or extra perils insurance policy for your home, please talk to one of our expert advisors today.

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Looking for the best fire insurance? Kwiksure has a range of insurance plans available to protect your most prized possessions.