Hong Kong cars can now head to Hengqin District, Zhuhai via the HZMB

香港, 港珠澳大橋, 珠海, 橫琴, 保險

Following in Macao’s footsteps, Hong Kong’s single-plated drivers are looking to cross the Hong-Kong-Zhuhai-Macao Bridge (HZMB) into the Hengqin District of Zhuhai. Single-plated cars refer to Hong Kong cars with a single-vehicle license number plate instead of both China and Hong Kong car plates. In this Kwiksure article, we’ll break down the details of this new arrangement. 

Macao drivers entering Hengqin District 

Macao’s single-plated vehicles were already allowed to enter and exit Hengqin as early as December 20th, 2016. After two rounds of opening, all relevant procedures have been continuously streamlined. For instance, since November 29, 2019, Hengqin has issued electronic temporary entry vehicle license plates to Macau single-plated cars. On top of that, they have also extended the license plate validity period from 3 months to 1 year. 

Currently, out of a total of 2,500 quotas for Macao single-plated cars to enter and exit Hengqin, 2,031 have already finished their application. Additionally, 175,300 total immigration clearances have been completed. 

Hong Kong drivers entering Hengqin District

Authorities from the Hengqin New District, Zhuhai plan to borrow from their experience of handling Macao single-plated cars.

Hong Kong single-plate vehicles traveling through the HZMB will first pass through immigration at the HZMB Zhuhai Port. Then, they will drive through the HKMB extension line, and onto the Hengqin Second Bridge extension line at the Hongwan Motorway Interchange. Through the second-line channel in Sham Tseng, these private vehicles can enter and exit Hengqin.

HZMB insurance 

Since the bridge is located in the seas of China, drivers going to and from Hong Kong and Macao must secure insurance for all three jurisdictions: Hong Kong, Macao, and China. Cars that are traveling between Hong Kong and Guangdong need to purchase both Hong and China insurance.

All three jurisdictions have different coverage limits. In Hong Kong, the minimum legal coverage for third-party insurance is HKD $100 million. However, in Macao, it’s MOP $1.5 million. On the other hand, it’s RMB $122,000 in the Mainland.

Keep in mind that the eligibility requirements for the minimum coverage differ depending on the region. You should check every insurance policy to make sure the coverage is enough to meet your needs should an accident occur. Increase your premium, and thereby your compensation if it isn’t. 

To obtain quotes for the three jurisdiction insurance and learn more about the application process for HZMB, check out our HZMB page. Alternatively, see our easy-to-read infographic: A HK Driver’s Guide to Crossing the HZMB or our article Motor insurance requirements for crossing the HZMB and Crossing the HZMB and cross-boundary motor insurance

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