3 major reasons health insurance premiums increase every year


Countless people are rightfully concerned about the neverending climb of the health insurance premium rate. How come it increases year-on-year? Are insurers just hell-bent on making more profit? What if somewhere in every health insurance policy hides…

Consumer Council's guide to choosing the right dashcam in 2020

【車 cam 點揀好】消委會車 cam 評測報告 2020

Recently, a conversation between a taxi driver and his extremely difficult customer became a hot topic in Hong Kong when it was caught on camera. To drivers, besides car insurance, a

VHIS vs. medical insurance: a guide

Kwiksure's guide to comparing VHIS and medical insurance.

Not sure where to start when it comes to choosing the right medical insurance in Hong Kong? You’ve come to the right place. In this quick guide, we’ll be comparing the Voluntary Health Insurance Scheme (VHIS) with regular health insurance. 

In April 2019,…

If your company already offers a health insurance plan, do you still need to buy VHIS?

VHIS company plan

Most office workers in Hong Kong enjoy their company-provided medical insurance. However, ever since the government started offering the Voluntary Health Insurance Scheme (VHIS), more and more people have become interested in buying a…

Top 4 reasons you should buy health insurance

【2020 年自願醫保懶人包3】點解要買醫療保險?

According to Zurich Insurance’s 2019 survey, more than 27% of survey respondents did not purchase health insurance. Within this group, almost 40% lists “don’t have time” as their main reason for not buying insurance.…

5 Tips for inspecting secondhand cars on your own


Buying a secondhand car in Hong Kong? Aside from relying on your dealer for a vehicle examination, it’s important to take a look at it yourself first. This is especially the case if…

Top 10 most fascinating insurance products in the world


There are countless insurance products out there in the world. Sometimes, they stand out so much that we’ll even hear it on the news. Though Kwiksure specializes in car insurance, domestic helper insurance, VHIS,…

VHIS tax deduction strategy in 2020

【2020 年自願醫保懶人包 2】 VHIS 扣稅攻略

VHIS tax deduction strategy in 2020

Countless policyholders choose to switch plans from standard health insurance to the Voluntary Health Insurance Scheme (VHIS). It’s usually because of two things. First, VHIS’…

Top 7 bad driving habits

top 8 bad driving habits

Bad driving habits can result in wide-ranging consequences. Irreparable damage to your favorite car and the loss of life are just two extreme examples. Overall, Hong Kong is a busy city with countless traffic lights, people,…

Work from home insurance exists!


If you got injured or caught COVID-19 while working from home, will your insurance cover you? Because of the third wave of coronavirus, right now, a number of office workers are working from home (WFH). After all, crowded offices and rush hour…